Ipak Yuli Bank

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Currency Rate

On 15.02.2012

Buying Selling Central Bank
1832.00 1837.00 1820.56
2418.00 2425.00 2402.96
2892.54 2900.44 2874.48
236.20 236.85 234.73

deposits

On 07.02.2012

Срок In Native Sum In USD In Euro
1 мес 20% 4% -
3 мес. ---- 5% 6%
6 мес. 23% 12% 8%
12 мес. 24% 12% 10%

Consumer Crediting

The open joint-stock innovative commercial bank «Ipak Yuli», according to the Republic Uzbekistan Law «About the consumer credit» carries out delivery of consumer credits to the Republic Uzbekistan population.

The credit stands out to physical persons – to the full age capable citizens having a constant residence permit in Tashkent, a permanent job and incomes of results of the activity, for the term up to 3th years on a commercial contractual basis with observance of principles of promptness, платности, reflexivities, security and target use.

Credits stand out on following purposes:

  • On the consumer purposes (acquisition of household goods: radio-electronic and other household appliances, office equipment, furniture, a home decoration);

 

 

  • On acquisition of building materials
  • On fee on tourism;
  • And other purposes;

 

The goods got at the expense of proceeds of credit, should be made in Republic Uzbekistan.

List of documents under the consumer credit

  • the copy of the passport with residence
  • Enquiry from a residence
  • Copy of the inquiry with BEND about INN assignment
  • Enquiry from work place
  • The contract-account on the got goods (services) with the appendix of the license, the patent, the conformity certificate on the goods
  • Documents on maintenance

If as maintanance vihecle pledge is offered:

  • copy of registration certifi cate (original should be provided)
  • copy of transport owner's passport
  • valuation of transport

Main types of providing consumer crediting is :

  • Real estate of uninhabited fund, vehicles
  • Guarantees of third parties
  • Guarantees of banks and Insurance companies

 

Small credits (the sum to 3 million Sums), on formation and acquisition of small house stock and air tickets

The guarantee of the third parties (parents, members of a family)

The amount over 3 million Sums

Vehicles, real estate of uninhabited fund.

Risk reduction maintenance

Crediting Conditions:

  • non-cash form of crediting
  • credit period: from 6 months till 3-x years
  • Repayment of proceeds of crediting and precent - monthly

Initial payment isn't required!

Type of maintenance of reflexivity of the credit:

  • The guarantee of the legal person, which financial condition corresponds to Bank requirements (at term of the credit till 1 year);
  • Property pledge: a motor vehicle, the equipment, jewels and the currency means stored in banks, etc. liquid property;
  • The insurance policy of the insurance company (risk insurance непогашения the credit);
  • Guarantees of the Bank
  • Money resources on the depositary account

 

 

 

 

 

 

 

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